Just got one for my Dad for Christmas from Argos. Same camera as the F40fd, but different colour. These were about £200 before Argos slashed the price. Takes standard SD cards (up to 2GB) as well as Fuji's own more expensive cards.
I've been learning to use it so I can teach the Old Man how to use his first digital camera and am well impressed. Great in low light without the flash. Has a function where it takes a shot with flash and one without so you can choose. Fast charge up of flash. Nice big decent screen. That Face Detection thing that Fuji do. Nice and easy to select the main functions without having to go through menus. I'd read a few reviews about the F40fd F30 and was going to get one of them and then stumbled across the Argos offer.
Good pictures, easy to use, good price - sorted