How is it financially irresponsible to do what has worked for decades in Nordic countries- That is to have sectorial collective bargaining such that everyone doing the jobs everyone needs done gets decent pay such that they can pay taxes and not need to be on in work benefits. That is how you can then pay for what is needed.
What doesn't work is to think poverty can be eliminated by hoping somehow people can be on poverty wages and then get sufficient in-work benefits.
What doesn't work is to think speculative house price bubbles driven by ending restrictions on buy-to-let mortgages can be perpetuated for ever without v bad consequences.
Also all this "we have no money" stuff has about as much intersection with reality as had the "pharaoh is the embodiment of the sun god" stuff back in Ancient Egypt. It similarly seems to be very effective in putting people in their place though 
Government money is just an administrative system for ushering people. If we have the people, it is simply a case of what they are happy to do.
1: The decades bit, for one. We don’t have that, we could, but it would take time to implement and it’s not without its flaws.
2: Has anyone suggested such a thing?
3: See 2.
4: The UK does not exist in a bubble, to a very great extent, we are beholden to what the global consensus of what the definition of “broke” is. I reckon this is changing. Quite a few nations, with influence on that definition, are beginning to realise they’re broke by their own standards. To use an extreme ( and silly because I prefer to be “humorous”, don’t be offended) what you imply here, is a little bit like, perhaps, a bloke walking into a pub and saying “Landlord! I have decided to print my own money. This (pull out old receipt covered in biro doodles) is worth £20 pounds. Line ‘em up!).
5: Technically true, I suppose, “Brave New Deals” have a reasonable track record.
On the other hand, it’s a complex and difficult calculation (ask Sean). Simplified: Cut defence spending and reallocate that money to Helalth care. Short term, you’ll achieve little tangible change in the health care most people experience, whilst increasing public expectation, a deficit in personnel that requires either the importation of qualified personnel or a significant re provision of eduction (that won’t answer to the need for several years, even after it’s established) and a lot of upset, unemployed defence sector workers.
I’m assuming here you are advocating ripping off the Plaster? I don’t think you realise how hard THE PEOPLE tm, will cling to it. Me? I’d use plenty of water, maybe some moisturiser, a lot of understanding and sympathy (clearly vocalised) and just accept it will take longer than I would like. Then, of course, you might pull the scab off with the plaster, or find some unexpected infection lurking.
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