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1
bouldering / Re: GRIT BLOCS
« Last post by teestub on Today at 04:45:10 pm »

Looking at the problem list, the one that jumped out to me was including Jason's Roof at Crookrise, when just up the hill a bit sits Yorkshire's best line in Sole Fusion and that's not in  :-\

I assume this is the controversial bit? 😂 I can provide a short form essay as to why I disagree with you here, but taste is a personal thing after all.

Lovely book, am psyched for that prow in Calderdale, and it reminded me of a few other bits I should try too that Iíve overlooked or forgotten about.
2
bouldering / Re: Best 5+6s in Scotland
« Last post by SA Chris on Today at 04:39:36 pm »
Definitely.
3
I was busy typing up a reply, and making a spreadsheet to work some things out, but I wanted to reply to Nails to ask something (anyone can chip in however, and this REALLY is getting o/t but...)

What impact (other than the things already mentioned - being able to afford rate rises up to 10%) will the turmoil really have on the decision?

This needs more time than I have right now to reply - but I think (and I urge others to as much as possible) to pretty much forget about "house price value" it really doesn't affect you much.  It's a more simple equation in my miund, and pete spelled it out.

1. Can you afford the loan repayments on the £150k if there is a protracted period of high (6%) and the less likely but still possible "very high" rate of 10% plus?
2. Is that good value for money for the benefit you'll get?
3. Do you *need* to do it now?
4. Will there actually be any benefit in delaying (rates not likely to go down etc.)
5. Is there an alternative / cheaper way to get more space.

Other than the useful info that doing the works should bring your house "in line" with the average street rate, it doesn't really make any difference to you if the market goes up 10%, down 10% or even more either way as you're not trying to "make money" out of  doing this, you're trying to "spend borrowed money to improve your standard of living".

I'll do some more work on the numbers and back this up later....

And by the way Liam....what is you do that you can afford a big hoose, 3 kids AND get loads of time (and energy) to climb pretty well while already having paid off so much mortgage?  Good effort!
4
bouldering / Re: GRIT BLOCS
« Last post by Bradders on Today at 04:14:55 pm »
Presumably you've all got a copy now so how about a few opinions:

Controversial opinion time....I haven't bought a copy. I'm sure it's lovely and everything, lots of pretty pictures and that, but I bought the Font one, flicked through it once or twice, and haven't touched it since. For some reason I just don't find still images very inspiring, and it's not a guidebook, or in any way comprehensive, so is otherwise a bit useless.

No offence meant to anyone involved, and Dave is clearly a very talented photographer, just trying to articulate why I haven't jumped on it despite being very much a lover of all things gritstone. I do feel a bit dirty not having bought it, maybe shame will encourage me to put my hand in my pocket or at least ask for it for Christmas.

Looking at the problem list, the one that jumped out to me was including Jason's Roof at Crookrise, when just up the hill a bit sits Yorkshire's best line in Sole Fusion and that's not in  :-\
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bouldering / Re: Best 5+6s in Scotland
« Last post by sherlock on Today at 04:12:59 pm »
That'd be ok, I think.Message me if it happens.
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shootin' the shit / Re: Politics 2020
« Last post by BrutusTheBear on Today at 04:02:57 pm »
The chancellor's connections point the way. 
Tanking the pound is deliberate, this is a hedge funders budget and fairly straightforward political corruption.
They don't give a hoot about the economy per se just how much benefit can be extracted through (mis)managing it.

Good to see the LP conference backing renationalization of the railways, and a £15 an hour minimum wage, and supporting all LP MPs to attend picket lines today. 
7
I'm probably slightly catious in nature (well only in a financial sense). I'd say it might not be the best time to make a big financial commitment with the current turmoil in government and the markets. Many economists are predicting 6% interest rates by next Summer. Currently the rate of fixed mortgages coming to an end is 300,000 per quarter. This will be 375,000 by Q2 next year. Interest rates at 6% will mean a doubling of mortgage costs for people coming off a fixed. Combined with energy and cost of living crisis it's hard to see this not resulting in a housing market crash.

Unless you were in a situation with an opportunity that might not arise again I'd be inclined to wait six months and see if the financial clouds have cleared. We're in a particularly unstable period caused by a mix of factors but massively exacerbated by the selection of a PM with a completely different set of policies to the ones that the government were actually elected on. Not only that but they're radical and extreme to the extent that they won't even allow the independent fiscal watchdog to give its view. No wonder the financial markets are spooked. It's hard to know where we'll be next week yet alone next year. Uncertain times.
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power club / Re: Power Club 663 19th - 25th Sept 2022
« Last post by cheque on Today at 03:53:33 pm »
Well done on CRR Will, thatís what weíre here for.

 :agree:
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shootin' the shit / Re: Politics 2020
« Last post by Oldmanmatt on Today at 03:25:27 pm »
I'm pretty sure international tech prefers Ireland because it is low tax AND in the EU. I don't see our non-rise as being very tempting in that context.

Brexit is having massive ongoing effects, though the news don't like to talk about it. Getting Petzl kit from France used to take us 3 days. It now takes ten days minimum, and more usually 6-8 weeks.
This afternoon, I placed orders for machinery to the tune of Ä1.2M. I went with Dutch suppliers (to the UAE) over the UK (and US for straight currency reasons) because the Euro is down significantly (and with credit letters on the orders Iím buying those Euros today). Even though the Pound has tanked today, the UK manufacturers were offering more than 3 months greater lead time on production than EU suppliers, simply because the UK guys canít get their parts in fast enough. Weíre talking major marine Engine and Generator manufacturers here, not small bespoke stuff.
Of course, next week, on the next purchasing round, that might be completely different; however, today, Brexit made more difference than the drop in the pound (which should have made the order dirt cheap (ha ha) but didnít compensate for 3 months delay in production here).
10
shootin' the shit / Re: Politics 2020
« Last post by Johnny Brown on Today at 03:11:03 pm »
I'm pretty sure international tech prefers Ireland because it is low tax AND in the EU. I don't see our non-rise as being very tempting in that context.

Brexit is having massive ongoing effects, though the news don't like to talk about it. Getting Petzl kit from France used to take us 3 days. It now takes ten days minimum, and more usually 6-8 weeks.
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