I'm no accountant but give me 1 day with access to the bank records for BMC 2022 and I could give you a pretty detailed picture of where the money has gone and on what.
Have you done any accounting? This seems extremely unlikely from the small exposure I've had to finance and accounting.
I don’t believe it is as hard as has been intimidated and Nails suggestion is a good starting point. Are we to believe that all kinds of transactions occurred with no records, authorisation or direct oversight?
To be clear, the number if zeros at the end of amounts concerned is largely irrelevant. Imagine if you will, attending the district Christmas street decoration committee, to be told that the fund which had stood at £2000, has £200 missing and unaccounted for, but not to worry because Mrs Baker (the Grocer) has done a wonderful job of the bunting and lets all pull together and forget the missing money, and anyway, Mr Sparks (local carpenter) the former treasurer, has moved away anyway, and look at the lovely lights and don’t worry that Mr Sparks left the accounts scrawled in three lines on the back of an old envelope and Mr Dodge, the former chairman, said he was sure it was all cushty, before he went to take up his new job in the Hebrides…