I've got mine through the BMC. Before, I was paying double the premiums I'm paying now, with no cover if I die climbing (yes you read that right...).BMC insurer clearly understands the risk and very reasonable quote. Can't remember who underwrites it...I'm worth millions, so it matters a lot to Mrs Ginns and the Ginnsinos edit: be careful about lying to insurers, you'll be put on a register and disallowed in the future. Also, it's not whether you die or not, but whether you end up eating through a straw that you will want cover for... (caveat: I'm not an insurance expert)
Another vote for BMC, we shopped around and almost all others are numptys about bouldering etc. Can't remember the guys name but he was very good to deal with. Not pushy at all, just helpful.http://www.summit-fs.co.uk/
I think you should call then the Ginnstones
Quote from: andyd on December 05, 2014, 03:55:36 pmI'm tempted to sack it off and say I don't climb so won't be insured. I'm not worth much (financially) anyway. My family would manage in this respect. Any thoughts/tips/experience in this manner?Rationally, only people with low savings should buy life insurance. Anyone who will leave significant assets on their death should not bother. Same applies to all insurance. Only insure risks you can't afford.
I'm tempted to sack it off and say I don't climb so won't be insured. I'm not worth much (financially) anyway. My family would manage in this respect. Any thoughts/tips/experience in this manner?
What about life assurance?
I'm much more likely to die doing just about anything other than climbing.